lone interest difference
Loan EMI Comparison – ₹43,00,000
Comparing EMIs, total payments, and interest for 10 and 15 year terms at 6.5%, 7.5%, and 8.25% interest rates.
| Interest Rate | Term | EMI (₹) | Total Payment (₹) | Total Interest (₹) | Difference from 6.5% (₹) |
|---|---|---|---|---|---|
| 6.5% | 10 years | 48,819 | 58,58,280 | 15,58,280 | — |
| 7.5% | 10 years | 51,370 | 61,64,400 | 18,64,400 | 3,06,120 |
| 8.25% | 10 years | 52,654 | 63,18,480 | 20,18,480 | 4,60,200 |
| 6.5% | 15 years | 37,463 | 67,43,340 | 24,43,340 | — |
| 7.5% | 15 years | 39,887 | 71,79,660 | 28,79,660 | 4,36,320 |
| 8.25% | 15 years | 42,151 | 75,87,180 | 32,87,180 | 8,43,840 |
Note: EMI values are approximate. Actual figures may vary slightly depending on rounding and lender-specific calculations.
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